30-YEAR FIXED-RATE MORTGAGES OVER THE PAST 15 YEARS
Yearly Average Interest Rate on 30-year fixed-rate mortgages from January 1995 through May 2011*
| Year | Jan | Feb | Mar | April | May | June | July | Aug | Sept | Oct | Nov | Dec | Avg |
| 2012 | 3.92 | 3.89 | 3.95 | ||||||||||
| 2011 | 4.76 | 4.95 | 4.84 | 4.84 | 4.64 | 4.51 | 4.55 | 4.27 | 4.11 | 4.07 | 3.99 | 3.96 | 4.85 |
| 2010 | 5.03 | 4.99 | 4.97 | 5.10 | 4.89 | 4.74 | 4.56 | 4.43 | 4.35 | 4.23 | 4.30 | 4.71 | 4.69 |
| 2009 | 5.05 | 5.13 | 5.00 | 4.81 | 4.86 | 5.42 | 5.22 | 5.19 | 5.06 | 4.95 | 4.88 | 4.93 | 5.04 |
| 2008 | 5.76 | 5.92 | 5.97 | 5.92 | 6.04 | 6.32 | 6.43 | 6.48 | 6.04 | 6.20 | 6.09 | 5.29 | 6.03 |
| 2007 | 6.22 | 6.29 | 6.16 | 6.18 | 6.26 | 6.66 | 6.70 | 6.57 | 6.38 | 6.38 | 6.21 | 6.10 | 6.34 |
| 2006 | 6.15 | 6.25 | 6.32 | 6.51 | 6.60 | 6.68 | 6.76 | 6.52 | 6.40 | 6.36 | 6.24 | 6.14 | 6.41 |
| 2005 | 5.71 | 5.63 | 5.93 | 5.86 | 5.72 | 5.58 | 5.70 | 5.82 | 5.77 | 6.07 | 6.33 | 6.27 | 5.87 |
| 2004 | 5.71 | 5.64 | 5.45 | 5.83 | 6.27 | 6.29 | 6.06 | 5.87 | 5.75 | 5.72 | 5.73 | 5.75 | 5.84 |
| 2003 | 5.92 | 5.84 | 5.75 | 5.81 | 5.48 | 5.23 | 5.63 | 6.26 | 6.15 | 5.95 | 5.93 | 5.88 | 5.83 |
| 2002 | 7.00 | 6.89 | 7.01 | 6.99 | 6.81 | 6.65 | 6.49 | 6.29 | 6.09 | 6.11 | 6.07 | 6.05 | 6.54 |
| 2001 | 7.03 | 7.05 | 6.95 | 7.08 | 7.15 | 7.16 | 7.13 | 6.95 | 6.82 | 6.62 | 6.66 | 7.07 | 6.97 |
| 2000 | 8.21 | 8.33 | 8.24 | 8.15 | 8.52 | 8.29 | 8.15 | 8.03 | 7.91 | 7.80 | 7.75 | 7.38 | 8.05 |
| 1999 | 6.79 | 6.81 | 7.04 | 6.92 | 7.15 | 7.55 | 7.63 | 7.94 | 7.82 | 7.85 | 7.74 | 7.91 | 7.44 |
| 1998 | 6.99 | 7.04 | 7.13 | 7.14 | 7.14 | 7.00 | 6.95 | 6.92 | 6.72 | 6.71 | 6.87 | 6.74 | 6.94 |
| 1997 | 7.82 | 7.65 | 7.90 | 8.14 | 7.94 | 7.69 | 7.50 | 7.48 | 7.43 | 7.29 | 7.21 | 7.10 | 7.60 |
| 1996 | 7.03 | 7.08 | 7.62 | 7.93 | 8.07 | 8.32 | 8.25 | 8.00 | 8.23 | 7.92 | 7.62 | 7.60 | 7.81 |
| 1995 | 9.15 | 8.83 | 8.46 | 8.32 | 7.96 | 7.57 | 7.61 | 7.86 | 7.64 | 7.48 | 7.38 | 7.20 | 7.93 |
***Rates courtesy of Freddie Mac
